- Fee: Quotation required
- Online, anywhere in Pakistan
- Policies issued by licensed insurers
Please note: Insurance is arranged only through licensed insurance / takaful companies. AsaanTax.pk assists with quotations and paperwork and does not issue policies itself.
About this service
Takaful is a Shariah-compliant alternative to conventional insurance. Participants contribute to a common pool on the basis of mutual help, and losses of participants are paid from that pool. The takaful operator manages the pool for a fee under the supervision of a Shariah adviser, according to the model set out in its documents.
For a vehicle owner the practical cover is similar in scope to motor insurance — accidental damage, theft and third-party liability under a comprehensive plan — but the contract and the way funds are handled are different.
- We request quotations from licensed takaful operators and window takaful operations
- We compare contribution, covered value, deductible and main conditions
- We point you to each operator's own documents on its Shariah model and surplus-sharing rules
The membership documents are issued by the takaful operator you select. AsaanTax.pk does not issue cover and does not give religious rulings; for those, please rely on the operator's Shariah adviser or your own scholar.
Documents required
- Copy of your CNIC
- Vehicle registration book or card (or the purchase invoice for a new vehicle)
- Make, model, variant, model year and engine capacity
- Current market value of the vehicle
- Details of any tracker installed
- Previous policy and claim history, if the vehicle was insured before
Exact requirements depend on your case. Your officer will confirm the final list after reviewing your details.
How it works
- Fill in the quotation form with your vehicle and contact details, and mention that you want takaful.
- We request quotations for your vehicle from licensed takaful operators.
- We share the quotations with you so that you can compare cover, deductibles, conditions and contribution.
- You choose the option you prefer. The operator completes its own checks, such as a vehicle inspection, and issues the documents in your name.
Frequently asked questions
How is takaful different from conventional insurance?
In takaful, participants contribute to a shared pool to help each other, and the operator manages it for a fee under Shariah supervision. In conventional insurance the insurer accepts the risk in return for a premium. The operator's documents explain its model.
Is the cover the same as comprehensive insurance?
A comprehensive takaful plan is similar in scope, but the exact cover, exclusions and deductibles are those in the operator's documents.
Do participants receive a share of the surplus?
Some operators distribute surplus from the pool according to their rules and results. It is not guaranteed; check the operator's documents.
Related guides
-
Car Insurance Guide in Pakistan (Tips & Best Plans)October 5, 2026
Our other platforms
- Car.net.pk Automotive marketplace for buying and selling vehicles and related services.
- Insurance.net.pk Car and other insurance information and quotation services.
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